Last Updated 5/16/09
Effective 4/1/2006
This privacy policy was created to provide an explanation of how your personal information and privacy will be safeguarded and your information be utilized.

By registering on this site you agree that the following terms and conditions of this Privacy Policy shall govern our use and disclosure of your personal information. If you do not agree with the terms and conditions of our Privacy Policy, please do not complete the information request form (i.e., do not register). If you have already registered by completing the information disclosure forms, and you wish to opt-out from receiving more information from us, Please send email to unsus@agenthelpdirect.com

Your e-mail address will be added to the suppression files associated with this site within ten (10) business days of your request, thus effectively ending direct communications from AgentHelpDirect.com. You may will still receive promotional communications from our third party partners with whom we may have shared your information prior to your opting out. To cease further communications from these third parties you will need to contact them directly and follow their respective opt-out procedures.

Please note when you opt-out of receiving promotional communications from us, we will no longer make your information available to our third party partners. This Privacy Policy describes in some detail the information that we collect from you as part of the normal operation of our service, and what may happen to the information we collect.

Your Privacy:

Our Privacy Policy explains the information we obtain and how we use the information disclosed to us to link you to our advertisers who have expressed a willingness to provide you with the products and services associated with the AgentHelpDirect.com site.

Who is AgentHelpDirect.com:

We are a consumer based site designed to present and connect you to various offers available through AgentHelpDirect.com. AgentHelpDirect.com connects and introduces persons such as yourself to advertisers who have expressed a general willingness to review your information and determine if they are willing to provide you with the services or products that prompted you to visit AgentHelpDirect.com. When you visit our site, you will be requested to provide information that our advertisers request in order to perform a preliminary analysis of your qualifications to receive the service or products. Based upon your consent, as evidenced by your registering with us on this site (i.e., your submission of the requested information on the application), we will forward the information that you provided our business affiliates.

Information Gathered:

Information collected is generally limited to personal information about you that our advertisers require us to perform a preliminary evaluation of your qualifications. To the extent that you can order products, enter contests, express an opinion, or subscribe to a service(s), the type of personally identifiable information that may be collected may include: name; address; e-mail address; home telephone number; mobile telephone number; fax number; credit card information; personal interest information; personal product usage information; education level; educational interests; home owner status; personal income; existing debt level; current mortgage; mortgage rate; health status; insurance status and social security number.

How We Utilize Your Information:

We collect the information that you submit and which our advertisers consider necessary for performing a preliminary evaluation of your qualifications for their products and services. Prior to sending your information to our business affiliates, we attempt to validate it. After we submit your information to our business affiliates, our advertisers may begin a separate and independent evaluation of the information you submitted. If our advertisers find your application meets with their more specific acceptance criterion, they may contact you directly by phone, mail or e-mail. We are not responsible for the privacy practices or the content of our business affiliates' Web sites.

Certain sensitive information such as credit card numbers or other information like social security numbers and drivers licenses collected is encrypted and protected with SSL encryption software from the time it is captured by our application to the time it is transmitted to our servers.

Your Privacy:

AgentHelpDirect.com strives to protect your privacy in a number of ways. As an initial matter, any financial or highly regarded personal information transmitted to our servers via a secure server is encrypted using SSL technology. SSL is a protocol that transmits your communications over the Internet in an encrypted form. The protocol ensures that the information is sent, unchanged, only to the server you intended to send it to.

Once your information reaches our servers, it is protected by a firewall. With a firewall in place, your information is virtually inaccessible to third parties. In addition to encryption and firewall protections, we have all of our advertisers agree to operate in accordance with federal and state laws and regulations, including regulations relating to CAN-SPAM and rules promulgated by the FTC. If we learn that any of our advertisers are breaching our agreement, and therefore your trust, we will take corrective actions immediately or terminate our relationship with such business affiliate.

We follow industry standards to protect the personal information submitted to us, both during transmission and once we receive it. No method of transmission over the Internet, or method of electronic storage, is 100% secure, however. Therefore, while we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.

Application of this Privacy Policy:

This Privacy Policy applies to consumers that have signed up on the AgentHelpDirect.com website or any AgentHelpDirect.com affiliated site. We retain the right to use personal information that you supply to us and we may share this data with other third party businesses to bring selected retail opportunities to our members via direct mail, email and telemarketing. These businesses may include providers of direct marketing services and applications, including lookup and reference, data enhancement, suppression and validation and email marketing.

Data Collection:

In addition to the information which you actively provide to AgentHelpDirect.com by methods described above, we also collect information about how you interact with our site. This passive information is kept for purposes such as testing and improving a user's experience at the site and the compilation of broad aggregate demographic data and related usage information for internal purposes and for disclosure to third parties such as advertisers and content partners. The types of passive information collected by this site include, without limitation, your IP address, which type of browser you are using, where you go on our site, and how long you stay on any part of our site.

Legal Requests for Disclosure:

While AgentHelpDirect.com strives to protect the personal information of our users, we will release personal information should we receive a subpoena, court order or other legal correspondence requiring such action.

Partner Sites:

This site contains links to other sites. Please be aware that AgentHelpDirect.com does not exercise control over the information, products, services or policies of third party companies accessible through our site. We encourage our users to be aware when they leave our site and to read the privacy policies of each and every third party site. This Privacy Policy applies solely to the information collected by this site.

Changes to Private Policy:

AgentHelpDirect.com reserves the right to update this Privacy Policy at any time. Be sure to check the current terms of the privacy policy in effect by visiting this site frequently. By checking the effective date of the policy, you will be immediately alerted on whether the Privacy Policy has been updated. Please note however, that the updated privacy policy will go into effect automatically after posting.

From time to time, we may use your information for new, unanticipated uses not previously disclosed in our Privacy Policy. Please note that if our information practices change at some time in the future, we will use only data collected from the time of the new privacy policy amendment forward for those new purposes. If we make material changes to this policy, we will notify you here, by email, or by means of a notice on our home page.

Special Notification for California Residents - California state residents that have provided their personal information to a AgentHelpDirect.com offer may request information regarding disclosures of this information to third parties for direct marketing purposes.

All requests must be submitted in writing to:

Attn: CA Privacy Request
2312 Park Ave # 127
Tustin, CA 92782
AgentHelpDirect.com
unsus@agenthelpdirect.com

This request may be made no more than once per calendar year. We reserve our right not to respond to requests submitted other than to the address specified in this paragraph.

PLEASE NOTE: OUR PRIVACY POLICY CHANGES PERIODICALLY. PLEASE CHECK BACK FREQUENTLY FOR ANY UPDATES